Archive Website of the UK government

Student loans for 2012/13

The following student loans are available:

• a Tuition Fee Loan for full-time students
• a Tuition Fee Loan for eligible part-time students for the first time
• a Maintenance Loan to pay living costs for full-time students only

Your university or college decides what to charge you for tuition. Check their prospectus or website to find out what your tuition fees will be.

Use the Student Finance Calculator to get an estimate of the loans, grants and bursaries available to you (full-time students only).

New and continuing students applying for courses that start before 1 September 2023 continue to get the old student finance package with lower tuition fees - see 'Student finance for 2011/12'.

• Student finance for 2011/12

• Student Finance Calculator Opens new window

Tuition Fee Loans

The Tuition Fee Loan covers the fees you’re charged each year of your course. It’s paid directly to your university or college.

Your Tuition Fee Loan may not cover all of your fees if you study at an approved private university or college.

Maximum Tuition Fee Loans

To qualify for a Tuition Fee Loan your part-time course needs to be at least 25 per cent of an equivalent full-time course each year (eg four years instead of one year full time).

Maintenance Loans for living costs

Full-time students can apply for a Maintenance Loan to help with living costs. Maintenance Loans are paid into your bank account at the start of each term.

Part-time students can’t apply for a Maintenance Loan.

The exact amount full-time students can borrow depends on:

• your family’s income
• where you live
• what year of study you’re in
• what help you get through the Maintenance Grant

You can also get student grants to help with living costs.

Maximum Maintenance Loan rates for full-time students

Rates for final year students are different. Contact Student Finance England to find out what rate applies to you.

You can apply for 65 per cent of the Maintenance Loan without having your household income looked at. This means you can apply without your parents or partner having to send in any details of their income.

If you want to get the full loan Student Finance England will assess your household income and base the amount of your loan on that. Your household income is your parents’ or partner’s income, plus yours.

• Applying for student loans based on your household income

• Student finance contacts

More useful links

• Student Finance Calculator Opens new window

• Paying back your student loan

• Student finance for 2011/12: new and continuing students