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A guide showing you the basic steps on how to deal with your debt problem - from budgeting and which debts to repay first to getting advice on your options
Many organisations offer free and independent debt advice over the telephone or face to face to help you find the best way to deal with your debt
Find out how to create a personal budget and how it can help you cut out unnecessary expenses, save money and organise your finances
Information on prioritising debts and what might happen if you ignore your debts
Managing your money and using credit without getting too deeply into debt
Find out how mediation services can help you work out a solution to a debt dispute
Find out how to complain about an insolvency practitioner (debt specialist) and what you can expect from the complaints process
Find out how to complain about the Insolvency Service and what you can expect from their complaints process