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If you have rent arrears, your landlord may take action against you. Find out what can happen if you are a lodger or a tenant in private housing, council or housing association housing (otherwise known as social housing).
A lodger is someone who rents a room in a landlord’s home and shares rooms with the landlord in the same property. If you are not sure whether you are a lodger, use the tenancy checker below.
If you are a lodger, your landlord doesn’t have to send you a letter telling you to leave – they can just tell you to go. However, your landlord must give you enough notice (otherwise known as a ‘reasonable period of time’) before you have to leave.
After this, the landlord can change the locks on rooms you have rented even if you have left your belongings there. However, the landlord must make arrangements to give your belongings back to you.
If you are a lodger and don’t think you have been given enough warning to leave, contact your local council’s housing officer. Your council may take action if a landlord has evicted you illegally. If court action is taken, the judge will decide if the time given was ‘reasonable’. Follow the links below to get contact details for your local council and find out what they may do if you have problems with your landlord.
If you live in council or housing association housing, your landlord must follow extra steps before taking you to court over rent arrears. Your landlord must:
These extra steps are known as the ‘pre-action protocol’. Find out everything you need to know about the protocol, including alternatives to court action, by following the link below.
If you are a tenant with rent arrears in private or social housing, your landlord must tell you in writing to leave. A landlord should send or deliver a ‘notice to quit’ or a ‘Notice Requiring Possession’ if they want you to go.
If you get a notice to quit, you should get legal and debt advice as soon as possible. You can get a solicitor or legal adviser from Community Legal Advice.
See 'Rent arrears - help and advice' to get contact details for organisations providing debt advice.
The amount of time you have before you must leave is set out in the notice and will depend on what kind of tenancy you have.
Continue talking to your landlord to try to come to an agreement even if they have sent you a notice to quit. If you come to an agreement and make payments, you won’t lose your home.
At the same time, make plans so that you have somewhere else to live if you lose your home. You should:
Private landlords don’t have to follow a set number of steps before starting court action. However, your tenancy may contain conditions that the landlord needs to follow before taking you to court.
For example, some tenancy agreements have a condition that the landlord must offer you another place to live if they are asking you to leave your present home. Check your tenancy agreement, or get advice if you are unsure by following the link below.
If you have an ‘assured shorthold tenancy’ or a ‘statutory periodic tenancy’, you can be evicted without a court hearing.
If your landlord gives you notice to quit, they can apply for what is called a ‘fast-track process’ for eviction. If the court decides that you were given the correct kind of notice to quit, they must give a possession order that will tell you to leave your home.
Watch a video explaining what to do if you are a council or housing association tenant in rent arrears.
If your landlord is taking you to court for rent arrears, make sure you are prepared and you attend the hearing.