Archive Website of the UK government

Please note that this website has a UK government accesskeys system.

Archive brought to you by Cross Stitch UK

Main menu

Wednesday, 3 October 2023

Types of property fraud

There are a number of different types of property fraud. These include adverts for ‘free land’, ‘land banking’ schemes and the sale of ‘titles’ and land. Find out about property fraud, and what you can do if you've paid money into one of these schemes.

If you’re a victim of property fraud

Examples of property fraud are detailed below. If you’re a victim of property fraud, contact Land Registry immediately if:

  • you think that you’ve already been the victim of property fraud
  • someone has changed the register so that you’re no longer shown as the owner

You should also get legal advice and contact the police.

You can get free advice from Citizens Advice. A solicitor can help you but you might have to pay a fee.

Adverts for ‘free land’

If you are thinking about investing in land, question the information you are given and consider getting independent professional advice

Adverts for ‘free land’ are often misleading and inaccurate. The following are examples of the sorts of claims these adverts often make.

Unregistered land is not owned by anyone

Untrue: all land is owned by someone even if:

  • it is unregistered with Land Registry
  • the owner has died without leaving a will or any relatives
  • the company that owned the land has been ‘dissolved’ (no longer exists)

Unregistered land has been abandoned or the owner can’t be traced

Untrue: a lot of land is unregistered because it hasn’t changed hands since compulsory land registration was introduced.

Claiming land costs less than £100, while becoming the owner of land could be worth a fortune

Untrue: the true owner could take legal action, claiming trespass and criminal damage. You might also have to pay all their legal costs.

The Land Registration Act 2002 made it easier to claim land by squatting

Untrue: for registered land, Land Registry send a notice to the registered owner telling them you are applying to be registered as the owner. The registered owner then has up to two years to reclaim the land.

‘Land banking’ schemes

If you’re looking to invest in plots of land, you should be aware of land banking schemes.

These are schemes where it’s claimed the plots of land on offer have good investment value, usually because of the expectation for future development. However in reality, there is little or no chance of the land in question ever being developed.

For more on the risks involved in buying land that’s part of a land banking scheme, see Land Registry’s public guide 21. The guide includes contact details for organisations that provide independent advice, as well as lists of specialist property solicitors and valuers.

The sale of ‘titles’ and land

Some websites sell ‘titles’ such as ‘Lord’, ‘Lady’, ‘Earl’ etc. Although the method isn’t always explained, it usually just involves a change of name. For example, ‘John Smith’ to ‘Lord John Smith’. Sometimes you are asked to buy a plot of land and give it a name, for example, ‘Mayfair’.

When the land is registered, documents from Land Registry will show the details of the owner and land. For example, ‘Lord John Smith of Mayfair’. However, this does not mean you have been knighted or become a peer or that you actually own Mayfair in London. They just confirm the details given when the land was registered.

Additional links

Simpler, Clearer, Faster

Try GOV.UK now

From 17 October, GOV.UK will be the best place to find government services and information

Useful contacts

Access keys